If you want to build wealth these days, you're going to need more than a savings account. A Share Certificate lets you earn a guaranteed rate that's higher than anything else out there. Just set a specific amount of money aside for a specific amount of time, and watch those dividends roll in.
| Certificate Term | Dividend Rate | APR* | |
|---|---|---|---|
| 6 Months | 0.45% | 0.45% | |
| 1 Year | 0.65% | 0.65% | |
| 18 Months | 0.70% | 0.70% | |
| 2 Years | 1.00% | 1.01% | |
| 3 Years | 1.30% | 1.31% | |
| 4 Years | 1.50% | 1.51% | |
| 5 Years | 2.00% | 2.02% | |
| Jumbo | Determined by Management | Determined by Management |
APY = Annual Percentage Yield. All rates are subject to change without notice.
†When qualification requirements are met
Several of our friendly Member Service Representatives are trained in investments and can help you pick a term and amount that fits your financial circumstances. We have six-month, one-year, 18-month, two-year, three-year, four-year, and five-year terms available. Penalties may be charged for early withdrawals.
The minimum deposit amount needed to open a certificate is $500. The minimum deposit for a jumbo certificate is $100,000 (or lower, if management approves).
Yes, you will receive a maturity notice at least 10 days prior to maturity.
A certificate of deposit or time deposit account is a type of savings tool that can offer a higher return on your money than most standard savings accounts. A financial institution agrees to pay interest at a certain rate if you deposit your cash for a set term (period of time).
Yes, joint owners and/or beneficiaries are required on your Acadia CD.
I have been with Acadia for as long as I can remember. I got my first car loan and four wheeler loan through them. I moved away about eight years ago and would never even consider changing to another financial institution! Katelyn L., member since 2004
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