Acadia Auto Loans
When the temps dip below zero, the last thing you want is a car you can't rely on. One of our low-rate vehicle loans can get you exactly where you need to go. Plus our application process is fast, friendly, and hassle-free.
- Competitive rates
- No minimum loan amount
- Pre-qualification available
- Loans for new and used vehicles
What would you like to do?
Rates & Fees
Vehicles
| Loan Term | APR* | Model Year | |
|---|---|---|---|
| 2 Years | 2.09% | 2010 - NEW | |
| 3 Years | 2.54% | 2010 - NEW | |
| 4 Years | 3.04% | 2010 - NEW | |
| 5 Years | 3.29% | 2010 - NEW | |
| 6 Years | 3.54% | 2013 - NEW $10,000+ ONLY | |
| 7 Years | 4.49% | NEW $30,000+ ONLY | |
| 3 Years | 5.29% | 2007 - 2009 | |
| 4 or 5 Years | 6.54% | 2007 - 2009 $12,000+ ONLY |
Untitled recreational vehicles not to exceed term of 5 years if not new.
Loan Calculator
Format: 12M, 36M, 3Y, 7Y
More Info
We manage all our loans in-house and we’re fast. If you apply for a loan online, we’ll respond within 24 hours!
Not only do we boast the best customer service in the business, but we bend over backwards to make things convenient for you. You can apply extra payments directly to the principle balance of your loan or set up recurring payments and monitor the progress of your loan through our online banking service.
We also offer optional protections.
Member’s Roadside Advantage: A comprehensive 24-hour road-side assistance service at any time and on any road in the United States and Canada (available exclusively to Credit Union Members).
Extended Warranty: Includes plans that cover ordinary wear-and-tear, including engine, transmission, axle, brakes, steering, suspension, fuel, air conditioner, electrical, and more.
GAP Plus: If your vehicle is stolen or damaged and deemed a total loss, it’s up to you to make up the difference between what you owe and what your insurance company says your car is worth. Guaranteed Auto Protection (GAP) can cover the difference and save you big bucks. Plus, you’ll receive a $1,000 reduction toward your next auto loan with Acadia FCU.
Acadia FCU Debt Protection: Safeguard your family against unexpected events that could leave you unable to pay monthly bills. Acadia FCU Debt Protection backs you up. We’ll make sure you can still make your loan payments on time. Under this program, you can cancel your loan balance or monthly loan payments without any penalties or added interest. You get peace of mind knowing you and your credit rating are safe and, most importantly, your family is too.
Frequently Asked Questions
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What vehicle types can be financed?
We offer competitive loan rates on cars, trucks, motorcycles, ATVs, snowmobiles, boats, jet-skis, scooters, campers, and more!
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Can I insure my monthly payments?
Yes, we offer Acadia FCU Debt Protection on auto loans.
Need help? Send us a message.
A few years ago, we shopped for a vehicle and Acadia came back with the lowest rates and best terms by a mile. We just traded in last fall and the dealer sent our application out to all the banks and credit unions. No surprise—Acadia still had the best rates and best terms. Brady M., member since 2015